Home Loans

Variable and fixed rate home loans to
suit your financial requirements

Home loans

At MelbaBroker we offer great rates, low fees, flexible loan options and exceptional customer experience. That’s why MelbaBroker has been the preferred broker for more and more Australians.

We offer a variable rate home loan which gives you the flexibilty to pay of your home loan sooner. Combine your home loan with offset accounts, so your savings can work to reduce the interest you pay.

Home Loans
Refinancing Melbourne

First Home Buyers

First home buyers may be eligible for funding schemes dependant on what state or territory you want to buy in, how much you will spend, and if you are an existing property owner. Not only could you save on stamp duty, but you may qualify for a one-off payment called the First Home Owner Grant.

Each state and territory has its own conditions but there are some common threads across the board. Enquire now to find out more information about eligibility and loan options.

House and Land packages

House and land package loan involves two components. The first component is the loan for the vacant land. This is similar to a standard home loan. The amount you can borrow for a typical-sized block is generally up to 95% of the value of the land.

The second component is for financing the construction of the house. Enquire now to find out more information about eligibility and house and land package loan options

House and Land Package Loan
Self Managed Super Fund Loan


Refinancing is the process of repaying your current loan by obtaining a new loan. This can be done through a different lender to the current one you have.

With the market experiencing some of the lowest rates ever, now is a great time to review your home loan to ensure it is the best fit for you. Enquire now to find out more information about eligibility and refinancing options.

Bridging Finance

A Bridging Loan covers the time between settling on the sale of your existing property and buying a new one. Bridging Loans are typically an interest only loan for the 12-month period. The longer it takes to sell your current property, the longer you will be charged interest on the bridging loan.

Bridging Loan

What our Clients are saying

Robert Anthony
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Gary has been fantastic in servicing my financial planning clients, highly recommend his practice
Peta Lipec
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In good hands with Melba Mortgage Broker. Gary is very professional, makes the process easy to understand and smooth. Amazing customer service !
Tamee Tam
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Melba brokers are very professional . Provided my husband and I with a very quick approval . The process was seamless . Very highly recommended.
Vikas Sharma
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Gary is a thorough professional, he provided an excellent service and timely response when I was looking for my car loan. Now I know where to go when I get ready to get a home loan. Cheers Gaz
Gosia Gorniak
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Gary is the best. Ongoing commitment, long term approach, quick reaction to issues at hand, simply reliable and you can leave things in his capable hands. I love the result and looking forward to more.

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