First home Buyers
House and Land Package
First home buyers may be eligible for funding schemes dependant on what state or territory you want to buy in, how much you will spend, and if you are an existing property owner. Not only could you save on stamp duty, but you may qualify for a one-off payment called the First Home Owner Grant.
Each state and territory has its own conditions but there are some common threads across the board. Enquire now to find out more information about eligibility and loan options.
House and land package loan involves two components. The first component is the loan for the vacant land. This is similar to a standard home loan. The amount you can borrow for a typical-sized block is generally up to 95% of the value of the land.
The second component is for financing the construction of the house. Enquire now to find out more information about eligibility and house and land package loan options
Refinancing is the process of repaying your current loan by obtaining a new loan. This can be done through a different lender to the current one you have.
With the market experiencing some of the lowest rates ever, now is a great time to review your home loan to ensure it is the best fit for you. Enquire now to find out more information about eligibility and refinancing options.
A Bridging Loan covers the time between settling on the sale of your existing property and buying a new one. Bridging Loans are typically an interest only loan for the 12-month period. The longer it takes to sell your current property, the longer you will be charged interest on the bridging loan.
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